Admin
Assumptions
Access Blueprint Standard Assumptions · v2.0.0 · effective 2025-07-01. Every projection and borrowing estimate stamps the assumption set it used.
Set details
Economy and retirement
%
%
%
%
Superannuation
%
%
%
%
Used by the baseline retirement engine. Pension-phase earnings are modelled tax free.
Internal qualification thresholds
Staff-only guidance shown on the borrowing screen. Never presented to clients.
Income tax, Medicare and offsets
%
Marginal rate brackets
%
%
%
%
%
Leave “Up to” at 0 for the top bracket. Changing the tax table changes every live calculation — publish it as a new version so saved work keeps its original table.
Version history
Saved borrowing assessments, discovery snapshots and reviews record the assumption version and calculation engine they were produced with, so history never moves.
Scenario settings
Conservative
%
%
%
Base
%
%
%
Stress
%
%
%
Borrowing capacity settings
%
%
%
%
%
%
%
%
%
%
%
%
%
Changing assumptions changes every unsaved projection immediately. Saved reviews and borrowing assessments keep the assumption set and calculation version they were produced with.